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LIFE-TIME Financial Group publishes a free monthly e-newsletter to assist its clients make informed financial decisions. The newsletter offers exclusive rate investment opportunities and tips to secure your financial future.


Click on the links below to open a previous 2010 and 2009 issue
s

July 2010 - KiwiSaver - Still Not Sure?
On 1st July KiwiSaver celebrated its 3rd Anniversary
The great benefit of the KiwiSaver scheme is that in general investor’s savings grow from three different sources

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June 2010 - Why business life insurance?
10 reasons to have insurance if you're in business

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May 2010 - Investment Rollercoaster!
Does your investment strategy leave you exhausted, breathless and shaking in your boots?

Warren Buffet's ‘top five’ strategies:

1. Concentrate on quality
2. Look to dividends
3. Valuations
4. Build in a buffer
5. Stick to the game plan

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April 2010 - More Good News for Investors!
See how to Calculate your Prescribed Investor Rate (PIR)
The Government has made changes to align Prescribed Investor Rates (PIRs) with personal tax rates for investors receiving income from ‘PIEs’ (Portfolio Investment Entities). It’s important to take time to check that you are on the correct tax rate.

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March 2010 - KiwiSaver is for almost everyone!
And the earlier you join the better off you will be. Just check out the following…

Click here for the complete newsletter - features illustrated Kiwisaver examples

Click here for Life-Time Financial Group's calculators - try our accumulated savings one!

February 2010 - A fresh start - you can look forward to achieving your own changes for 2010.
If you resolve to make financial changes – for the well being and financial security of you and your family, please feel free to involve us at LIFE-TIME Financial Group.

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December 2009 - there are 4 things that you cannot recover

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November 2009 - Is maintaining a positive attitude easier said than done?
Yes, it can be!

Tthere are things that we can do to keep a positive attitude and get the most out of life.
Here are a few of them...

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October 2009 - They’re going to change ACC – what are we to do?

You have probably seen or heard something about planned changes to the ACC scheme. Everyone should be concerned and interested in any changes that are made to the ACC scheme because it affects all of us – but rather than just worry is there anything that you can do to avoid the meddling by this and future governments?

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September 2009 - Financial Passages

Twelve years ago one of the world's largest financial organisations committed to producing a book to help New Zealanders understand that they can and must provide for their retirement. If you would like a complimentary copy of the book Financial Passages please call us on 0800 54 33 84

KiwiSaver Update - As of today, more than 1,163,275 people have joined KiwiSaver - are you one of them? If you have joined and just want to know that your KiwiSaver provider is making the most of your investment phone us - we use independent research to identify the top performing KiwiSaver providers.

 

August 2009 - If you think it could never happen to you - you should read this!

Part of the human condition is that we regard ourselves as ‘bullet proof’. We press on with life day-by-day with the expectation that we will forever be physically and mentally able to do so.

This is the magical thing about insurance. It creates money in an instant, where none existed before – and at the very time when it is needed the most.

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June/July 2009 - Retirement age to 67

Perhaps you would like to be in a position to decide your own retirement age - perhaps you would like to retire at 56, or maybe you enjoy your job and want to continue working until you're 90.
There are a number of ways that LIFE-TIME Financial Group might be able to help you.

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May 2009 - Mortgage and Borrowing - A Brief Overview

The good news about the Global Credit Crisis (if you wish to see the positive side!) is the reduction in interest rates. Over the past 6 months the retail rates have reduced by as much as 4% which means the cost of a home or investment property loan is now far more affordable than ever before.

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April 2009 - YOU'RE SICK! You need treatment! But the hospitals are full and you have to wait. What are your choices?

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March 2009 - KiwiSaver Gets Easier!

What is changing?

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February 2009 - The MONEY Machine - Do you have your future lifestyle protected from a loss of income due to sickness or disability?

Disability Income Protection insures your greatest asset – your ability to earn an income

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